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YOUR HOME. YOUR FUTURE. YOUR SHOT.

Your Shot at Homeownership Starts Here.

Expert guidance. Great loan options. A smoother path to your new home.

✓ Personalized guidance✓ Multiple financing options✓ No-pressure approach
Mortgage Payment Calculator
Estimated Monthly Payment$2,053
P & I $1,770Taxes $292Insurance $100HOA $0

Estimate for educational purposes only. Not a loan offer or approval.

A SIMPLE PATH

A Simple Path to Your New Home

We make home financing easy to understand and easier to navigate.

1

Talk With Us

Tell us about your goals and get expert guidance.

2

Get Prequalified

Understand what you may qualify for.

3

Find Your Home

Shop with confidence and a clear budget.

4

Close & Move In

Keep moving forward toward your new home.

FINANCING TOOLS

Know your numbers before you shop.

Explore a payment estimate, a simple affordability range, and the basics of common loan programs.

01

How Much Home Can I Afford?

Use your income and monthly debts to estimate a comfortable purchase-price range. This is not an underwriting decision.

Illustrative home-price range$230,000 – $300,000Based on an illustrative housing-payment ratio and the information entered.
02

Down Payment Snapshot

See how different down payments change the amount financed on a sample home price.

Down payment $70,000Amount financed $280,000
Talk through your options →
LOAN OPTIONS

Compare the basics.

Loan programs have different eligibility rules, costs and features. Use this as a starting point—not a recommendation.

ProgramCommon strengthsGood question to ask
ConventionalFlexible options for qualifying borrowers.What down payment and mortgage-insurance options fit me?
FHAMay offer flexible qualification and down-payment options.What are my upfront and ongoing FHA costs?
VABenefits may be available to eligible veterans and service members.Am I eligible, and what benefit structure applies?
USDAMay help eligible buyers in qualifying areas.Is the property and my household eligible?
HOUSING HOTSHOTS HOMEBUYER ACADEMY™

Learn. Prepare.
Take Your Shot.

A free, plain-English homebuyer education experience designed to help you understand the journey before you make your move.

🎓 10 lessons⏱ Self-paced✓ Knowledge checks
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HOUSING HOTSHOTS HOMEBUYER
ACADEMY
LEARN • PREPARE • BUY
YOUR COURSE

Homebuyer 101

Start anywhere. Complete the lessons at your own pace.

Your progress0%
AI PRESENTER • DEMO

Welcome to Homebuyer 101

Your path to understanding the homebuying process.

Welcome! In this lesson, we'll walk through the homebuying process in plain English.
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0:00
Presenter ready — click “Speak Lesson” to hear the instructor.
LESSON SLIDES1 / 4
HOME BUYER ACADEMY

Welcome to Homebuyer 101

Learn the major steps, decisions and terminology involved in buying a home.

WHEN YOU FINISH

Earn your Housing Hotshots certificate.

Complete all lessons and knowledge checks to unlock a printable completion certificate framework. If the course is later used for an official education requirement, the curriculum and certification process can be adapted to the applicable program.

I'm Ready to Take My Shot →
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HOUSING HOTSHOTS

HOMEBUYER
EDUCATION

Certificate of Completion

Future Student Name
WHY HOUSING HOTSHOTS?

Financing doesn't have to feel complicated.

Our goal is to make the process straightforward, educational, and focused on your homeownership goals.

👥

Personalized Guidance

Real people focused on understanding what you're trying to accomplish.

✓

Competitive Options

Explore financing programs that may fit your situation.

🤝

Simple Process

Clear information from your first conversation through closing.

♥

Community Focused

Helping more families take their shot at homeownership.

HOMEOWNERSHIP RESOURCES

Helpful information. Straight answers.

FIRST-TIME BUYERS

Buying your first home

Understand the major steps, costs, and decisions before you begin.

Learn more →
LOAN EDUCATION

Which loan may fit?

Learn the basics of conventional, FHA, VA and USDA financing.

Explore loans →
SMART SHOPPING

Know your monthly payment

Don't shop by price alone. Understand the payment behind the number.

Calculate →
QUESTIONS

Mortgage questions, in plain English.

What is a mortgage prequalification?

A prequalification is an early estimate based on information you provide. It is not the same as final loan approval.

What is a Loan Estimate?

After you apply and provide the required information, a lender generally provides a standardized Loan Estimate that shows important loan terms and estimated costs.

Should I compare lenders?

Yes. Comparing Loan Estimates can help you evaluate loan costs, rates, monthly payments and other terms.

How much should I put down?

There is no single answer. The right amount depends on the loan program, your cash reserves, goals, qualification and the costs associated with the transaction.

TAKE YOUR SHOT

Ready to talk about your home financing goals?

Send us a few details and we'll know where to start. Please do not submit Social Security numbers, bank account numbers, passwords, or other sensitive information through this form.

✓ No obligation to explore your options✓ Personalized guidance✓ Secure application process when you're ready
Submitting this form does not constitute a loan application or commitment to lend.